I’m just saying…
As chief digital officer (CDO) and product director at Temenos for seven years and IT consultant at Lloyds bank in the mid-1980s, Mistry has also held posts such as the head of technology strategy and architecture at NatWest Bank Card Services, and a CTO in both entranet and edge IPK.
From the very first internet and mobile banking apps to artificial intelligence (AI) and virtual reality (VR) – Mistry has been on both sides of the fence and he’s not afraid to share his opinions.
Disrupting small business banking
I think what we (business owners) really want is an experience driven bank.
Is the future of banking not open but closed?
Europe and USA have to create their own ecosystems to compete with the East.
The end of technology…
It's time to drop the words "digital" and "tech".
The problem with better banking
Surely banking customers want and deserve better banking?
The Amazon-ification of banking
So, what can banks learn from Amazon? In a nutshell it should have these key features.
The secret is not just about being frictionless and digital.
Tesla-fy your bank
Will banks ever truly reinvent banking?
Carlsberg Bank – probably the best digital bank in the world
Banks need to identify new segments and go beyond banking
Recognising who customers are, what they believe, how they respond and act.
The birth of life stage banking
Finally customers will get help in managing their lifestyle or life stages.
Being digital vs doing digital
It's best to be clear whether it's truly digital or whether it is in fact digitisation.
The driverless bank
A truly digital organisation can live without one of the five P's that typically creates friction.
Signicat acquires Connectis to tap Benelux region
CEO of Signicat says Connectis had been on the radar “for quite some time”.
LA challenger bank HMBradley launches to tap savers
The bank says it will offer up to a 3% return rate on deposits.
Icelandic challenger bank Indó prepares for launch
The prospective first digital bank in the country is seeking a licence.
Monzo’s CEO takes 100% pay cut for 12 months
Senior management and the board will also take a 25% pay cut.
VTB Bank registers new big data company with Rostelecom
The joint venture will be accessible via an API to “all interested market players”.
Digital app One selects Finxact core banking system
New digital player to deploy Finxact on the cloud.
Nymbus launches loan processing system for US banks to deliver COVID-19 relief
Nymbus says it has digitised the entire Paycheck Protection Programme (PPP) loan process.
Plaid and Microsoft partner to turn Excel into a fintech app
“One of the earliest forms of ‘fintech’ is a budgeting spreadsheet,” says Plaid.
CRIF to buy AI fintech Strands
The deal is expected to close in the “coming weeks”.
Digital asset bank Sygnum launches Swiss franc stablecoin
The stablecoin will be backed 1:1 by funds held with the Swiss National Bank.