I’m just saying…
As chief digital officer (CDO) and product director at Temenos for seven years and IT consultant at Lloyds bank in the mid-1980s, Mistry has also held posts such as the head of technology strategy and architecture at NatWest Bank Card Services, and a CTO in both entranet and edge IPK.
From the very first internet and mobile banking apps to artificial intelligence (AI) and virtual reality (VR) – Mistry has been on both sides of the fence and he’s not afraid to share his opinions.
He is CEO of AskHomey, which focuses on the experience for households, and an investor and mentor in proptech and fintech.
Six reasons why landlords should re-evaluate their choice of bank
Banks should be in a strong position to support landlords, but unfortunately, this is rarely the case.
The heat is on for banks to cool the planet
Banking has a bigger role to play in climate change than many of us realise.
Open banking’s failure
The impact of open banking is on the scale of the industrial revolution. It just needs time to fully play out.
Banking for mental health
For traditional banks, there is clearly more that can be done to help those suffering from mental health issues.
Sibos 2021: Banking beyond Covid-19
Covid has changed the world, and now we have to pick up the pieces and deal with the aftermath.
What’s the meta with banking?
With the concept of metaverses gaining traction this year, what opportunities are there for banks?
Back to the future for banks
Now is the best time for banks to plan and explore the future before the wave of change hits.
Your financial digital twin
What if you had a digital twin that could manage your money faster and better than you?
The birth of personal banking assistants
Banks should aim to utilise more data to become a personal banking assistant for your money/wealth.
Is data the new currency for banks?
Banks have huge amounts of customer data, but do they have enough?
Open banking myths
We are still at the start of the journey with open banking and have yet to see its full potential.
Who’s banking on APIs?
How proactive have UK banks been with their API strategy?
Data’s open road…
Has open banking delivered on its promise of driving innovation and competition?
Experience-driven banking: experience owners
Experience owners seek to fulfil end-to-end customer journeys for their niche segment.
Experience-driven banking: experience enablers
A strategic choice whether you become a platform to enable experiences or you own experiences.
Meet Jake: Gen Z crypto enthusiast
Gen Z is already forming an opinion about banks that is not favourable. Have the banks lost the battle for Gen Z?
Meet Leo: Gen Alpha
Leo is ahead of many banks when it comes to cloud technology.
Breaking my addiction
I used my phone for so many things. How would I survive without it?
Banking’s long road to BaaS
The opportunity for BaaS is huge and compelling, but the journey to get there is long and complex.
The big fight: banking vs technology companies
In over 30-years of banking, I have never seen a more complex and competitive landscape as there is now.
The core wars
This battle is for core banking software, challenging the likes of SAP, Finastra and Temenos.
The five p’s of banking
Banks have relied on the “five p’s” – people, physical cash, premises, processes and paper.
Banking’s Christmas ghosts
Charles Dickens' popular novel, "A Christmas Carol", gets a banking spin.
Banking for good
As the new kids on the fintech block start to mature, I do hope they support the broader community.
Digital banking platforms – the new core
Banks that want to own their distribution should also have a strategy for DBP in place.
Breaking down banks
Any one of these layers may have its own technical architecture or even be a separate business.
The end of apps
Is it time that we jumped from the app bandwagon?
Getting ahead of the game in banking
The plethora of digital engagement platforms out there are really just very basic gamification platforms.
Kids are banking’s future NOW
I’m just saying there is an opportunity to learn how to “gamify” banking today.
Banks need a single brain
Every bank needs a single brain to anticipate the needs, wants and quirks of every customer.
After divorce comes engagement for banks
For a bank to engage with a customer, they need to go beyond the initial request.
Is your bank rotten to the core?
In banking, a legacy product core based on old technology can’t simply be modified.
Banking is moving to a dual core
I’m not saying that digital transformation is just a case of implementing a DBP.
Banking’s long divorce process
The separation of customer management from product management has very strong advantages.
Tech for good
Highlighting how tech companies have come to the rescue during the COVID-19 crisis.
The return of humanity in the digital era
He highlights the positive impact of the current situation and how our past was not necessarily better.
Disrupting small business banking
I think what we (business owners) really want is an experience driven bank.
Is the future of banking not open but closed?
Europe and USA have to create their own ecosystems to compete with the East.
The end of technology…
It's time to drop the words "digital" and "tech".
The problem with better banking
Surely banking customers want and deserve better banking?
The Amazon-ification of banking
So, what can banks learn from Amazon? In a nutshell it should have these key features.
The secret is not just about being frictionless and digital.
Tesla-fy your bank
Will banks ever truly reinvent banking?
Carlsberg Bank – probably the best digital bank in the world
Banks need to identify new segments and go beyond banking
Recognising who customers are, what they believe, how they respond and act.
The birth of life stage banking
Finally customers will get help in managing their lifestyle or life stages.
The driverless bank
A truly digital organisation can live without one of the five P's that typically creates friction.
Being digital vs doing digital
It's best to be clear whether it's truly digital or whether it is in fact digitisation.
Matt Collinge joins start-up Sequence as CTO
UK-based start-up Sequence is “creating a new category of software”.
Digital asset fintech Zero Hash lands $105m in Series D round
The round saw participation from Bain Capital, NYCA and Point72 Ventures.
Ebury appoints HSBC innovation head Louise Chan as new COO
Chan is taking on an expanded role, covering operations, product, data and regulatory reporting.
United Fintech acquires 25% stake in asset management platform Athena
The multi-stage acquisition deal is the company’s fourth acquisition in 14 months.
UK consumer lender Oplo acquired by challenger bank Tandem
Together, Tandem and Oplo will “create a fairer, greener digital bank”.
Travel BNPL fintech Fly Now Pay Later lands $75m debt funding package
The funding package will finance the UK fintech’s expansion into the United States.
Accrue Savings raises $25m to offer consumers “a responsible purchasing option”
The Series A funding round was led by Tiger Global.
Swiss digital assets bank SEBA raises $120m in Series C funding round
The round was co-led by a consortium of specialised blockchain and fintech investors.
AI-focused fintech Qraft Technologies secures $146m SoftBank investment
Qraft’s US CEO says investment management is “ripe for disruption” thanks to AI.
French fintech Qonto secures €486m Series D funding to boost European growth
The bumper funding round takes the start-up’s valuation to €4.4 billion.