Through a Gen Z lens
Ruby Hinchliffe writes a monthly column sharing her views on the industry as a Gen Z.
Ruby is FinTech Futures‘ reporter covering all things financial technology. She brings our audience news on the latest fintech funding rounds, regulatory changes and unique cross-sector partnerships, as well as interviewing brand-new fintech start-ups on how they’re looking to disrupt the banking space. She also regularly reports from the industry’s most prominent conferences.
You can connect with Ruby on LinkedIn and follow her on Twitter @rubyhinchliffe.
Navigating a cyber-normal world
We live in a world where simply clicking on a link means ‘game over’.
The role of the ego in M&A
M&A can often be reduced to egos.
Why do women still think they need to be palatable?
Lack of attention to certain stories inflicts grave damage on how marginalised people tell theirs.
Fintech trends watch 2021: checkouts, wealthtech and SCA
Our resident Gen Z’er, Ruby Hinchliffe, shares her three predictions for 2021.
The perennial BNPL crown
Blind allegiance has seen the BNPL sector explode in 2020.
How real are real-time payments?
Incumbents and fintechs face the same challenges when scaling real-time payments.
Young Black lives in banking
The number of senior Black execs on Wall Street has remained under 3% for the past decade.
The social-savvy wave of entrepreneurs
They will push traditional banks to pivot their offerings once again.
Open banking: where you at?
There is still more to do, a lot more, and it heavily relies on banks’ cooperation.
Coronavirus exposes gaps in innovation
The pandemic has given fintechs a time to shine.
Where do Gen Zs draw the line on data?
Gen Zs draw the line on data according to convenience and the 'fear of being left out'.
Will Asia’s Big Tech European expansion stick?
Asia's mega funding rounds make Europe's look like child play.
Til a mortgage do us part
Is three months of bank statements really enough to determine whether someone can afford a mortgage?
The capitalist eco-warrior
Should companies have a purpose beyond profit?
We don’t forgive easily
If we feel betrayed, we rarely go back or give you a second chance.
Educating the masses
The age for financial literacy is getting younger and younger.
Multi-cloud, multi-headaches?
While a multi-cloud strategy offers potential benefits for banks, it also introduces significant challenges.
Constant change is not normal, but it is necessary
Normal is nothing more than what everyone is doing… until someone stops and change occurs.
State of play: the future of credit
Alternative data sources will be key to ensuring the future of credit is affordable, inclusive, and accessible.
Risk orchestration: addressing the misconceptions – hub platform vs true orchestration performance
There’s a genuine bottom-line benefit to be realised through effective risk orchestration of your compliance processes.
Plastic and dollars: confronting the environmental impact of consumerism and banking technology
We must ensure that banking technology follows a more planet-friendly path than plastic.
Miracles on minimum wage
I don’t know what it would take for people at the top to take their own empowerment spiel seriously.
Ready to bloom: the rise of CBDCs in Asia
We delve into how and why Asia has surged ahead in the global race for CBDC development.
The real cost of cloud banking
Simply moving old software to the cloud will not necessarily save you much money.
What do you want to be famous for?
At the end of the day, when it’s all said and done… what do you want to be remembered for?
Innovate Finance flies the flag for the UK’s fintech sector in return of global summit
IFGS 2024 is taking place in London this week, with fintech regulation and innovation high on the agenda.