Through a Gen Z lens
Ruby Hinchliffe writes a monthly column sharing her views on the industry as a Gen Z.
Ruby is FinTech Futures‘ reporter covering all things financial technology. She brings our audience news on the latest fintech funding rounds, regulatory changes and unique cross-sector partnerships, as well as interviewing brand-new fintech start-ups on how they’re looking to disrupt the banking space. She also regularly reports from the industry’s most prominent conferences.
You can connect with Ruby on LinkedIn and follow her on Twitter @rubyhinchliffe.
Navigating a cyber-normal world
We live in a world where simply clicking on a link means ‘game over’.
The role of the ego in M&A
M&A can often be reduced to egos.
Why do women still think they need to be palatable?
Lack of attention to certain stories inflicts grave damage on how marginalised people tell theirs.
Fintech trends watch 2021: checkouts, wealthtech and SCA
Our resident Gen Z’er, Ruby Hinchliffe, shares her three predictions for 2021.
The perennial BNPL crown
Blind allegiance has seen the BNPL sector explode in 2020.
How real are real-time payments?
Incumbents and fintechs face the same challenges when scaling real-time payments.
Young Black lives in banking
The number of senior Black execs on Wall Street has remained under 3% for the past decade.
The social-savvy wave of entrepreneurs
They will push traditional banks to pivot their offerings once again.
Open banking: where you at?
There is still more to do, a lot more, and it heavily relies on banks’ cooperation.
Coronavirus exposes gaps in innovation
The pandemic has given fintechs a time to shine.
Where do Gen Zs draw the line on data?
Gen Zs draw the line on data according to convenience and the 'fear of being left out'.
Will Asia’s Big Tech European expansion stick?
Asia's mega funding rounds make Europe's look like child play.
Til a mortgage do us part
Is three months of bank statements really enough to determine whether someone can afford a mortgage?
The capitalist eco-warrior
Should companies have a purpose beyond profit?
We don’t forgive easily
If we feel betrayed, we rarely go back or give you a second chance.
Educating the masses
The age for financial literacy is getting younger and younger.
The evolving relationship between supermarkets and banking and the key role of fintechs
Supermarkets across the globe continue to embrace fintech partnerships to power their financial services.
Is talking to our money the next user experience paradigm?
We need a way of literally talking to our money to help us build a proper relationship with it.
The art of not dying
Maintaining your tech estate is not an exercise in bravery, but rather an exercise in risk management.
How the fintech sector can navigate the winds of change in the UK
There’s an opportunity for forward-thinking companies to help shape the future of UK fintech.
“What are we getting for our tech spending?”
Research has shown there is no industry-level correlation between spending on tech and growth.
Going for gold: when fintech meets the Olympics
With the Paris Olympics on the horizon, we take a look at the relationship between the event and fintech.
Forget the accolades and the pleasantries and pay us
For this International Women’s Day, and for all the days that follow, my message is simple: pay us.
From start-up to unicorn – the rise of Revolut
Vytautas Danta, CCO and deputy CEO of Revolut’s European entity, discusses the fintech’s remarkable rise.
Crabs and KPIs
The majority of organisations fail because they allow folks to see what other teams do as ‘not my problem’.
The history of banking technology vs the history of banking experience
Over time, the transactional aspects of banking have been solved, but not the emotional ones.