Through a Gen Z lens
Ruby Hinchliffe writes a monthly column sharing her views on the industry as a Gen Z.
Ruby is FinTech Futures‘ reporter covering all things financial technology. She brings our audience news on the latest fintech funding rounds, regulatory changes and unique cross-sector partnerships, as well as interviewing brand-new fintech start-ups on how they’re looking to disrupt the banking space. She also regularly reports from the industry’s most prominent conferences.
You can connect with Ruby on LinkedIn and follow her on Twitter @rubyhinchliffe.
Navigating a cyber-normal world
We live in a world where simply clicking on a link means ‘game over’.
The role of the ego in M&A
M&A can often be reduced to egos.
Why do women still think they need to be palatable?
Lack of attention to certain stories inflicts grave damage on how marginalised people tell theirs.
Fintech trends watch 2021: checkouts, wealthtech and SCA
Our resident Gen Z’er, Ruby Hinchliffe, shares her three predictions for 2021.
The perennial BNPL crown
Blind allegiance has seen the BNPL sector explode in 2020.
How real are real-time payments?
Incumbents and fintechs face the same challenges when scaling real-time payments.
Young Black lives in banking
The number of senior Black execs on Wall Street has remained under 3% for the past decade.
The social-savvy wave of entrepreneurs
They will push traditional banks to pivot their offerings once again.
Open banking: where you at?
There is still more to do, a lot more, and it heavily relies on banks’ cooperation.
Coronavirus exposes gaps in innovation
The pandemic has given fintechs a time to shine.
Where do Gen Zs draw the line on data?
Gen Zs draw the line on data according to convenience and the 'fear of being left out'.
Will Asia’s Big Tech European expansion stick?
Asia's mega funding rounds make Europe's look like child play.
Til a mortgage do us part
Is three months of bank statements really enough to determine whether someone can afford a mortgage?
The capitalist eco-warrior
Should companies have a purpose beyond profit?
We don’t forgive easily
If we feel betrayed, we rarely go back or give you a second chance.
Educating the masses
The age for financial literacy is getting younger and younger.
The relevance of incumbent cores
As the rate of change accelerates, banks must prioritise adaptability and innovation.
Oat lattes and principles
Diverse workforces are more resilient and perform better against every conceivable metric.
The UK risks throwing away its fintech crown as open banking ambition stalls
The cost of allowing fintech to languish in limbo is simply too high.
What’s next for UK fintech under the new Labour government?
After Labour’s election victory, FinTech Futures explores what the future might hold for UK fintech.
The ENTJ that never was
When it comes to team building exercises, the intention is not enough. The execution is what matters.
Invisible threads: The unassuming tech powering our lives
With technology, success is always built on top of prior innovations and lessons learned.
Covering the exposed: The effects of the FCA’s PEP review on financial compliance
The FCA is set to publish its review of the treatment of politically exposed persons (PEPs) this month.
If it’s legacy, fix it now
Every bank must at least be investigating the art of the possible with new technology for core banking.
Your boss can’t hear you
The reality is your CEO is mostly talking to risk and finance. And arguably, that is as it should be.
How DORA is fortifying Europe’s financial future with a new take on operational resilience
With the DORA deadline fast approaching, FinTech Futures examines its expected impact on financial services.