Through a Gen Z lens
Ruby is FinTech Futures‘ reporter covering all things financial technology. She brings our audience news on the latest fintech funding rounds, regulatory changes and unique cross-sector partnerships, as well as interviewing brand-new fintech start-ups on how they’re looking to disrupt the banking space. She also regularly reports from the industry’s most prominent conferences.
Navigating a cyber-normal world
We live in a world where simply clicking on a link means ‘game over’.
The role of the ego in M&A
M&A can often be reduced to egos.
Why do women still think they need to be palatable?
Lack of attention to certain stories inflicts grave damage on how marginalised people tell theirs.
Fintech trends watch 2021: checkouts, wealthtech and SCA
Our resident Gen Z’er, Ruby Hinchliffe, shares her three predictions for 2021.
The perennial BNPL crown
Blind allegiance has seen the BNPL sector explode in 2020.
How real are real-time payments?
Incumbents and fintechs face the same challenges when scaling real-time payments.
Young Black lives in banking
The number of senior Black execs on Wall Street has remained under 3% for the past decade.
The social-savvy wave of entrepreneurs
They will push traditional banks to pivot their offerings once again.
Open banking: where you at?
There is still more to do, a lot more, and it heavily relies on banks’ cooperation.
Coronavirus exposes gaps in innovation
The pandemic has given fintechs a time to shine.
Where do Gen Zs draw the line on data?
Gen Zs draw the line on data according to convenience and the 'fear of being left out'.
Will Asia’s Big Tech European expansion stick?
Asia's mega funding rounds make Europe's look like child play.
Til a mortgage do us part
Is three months of bank statements really enough to determine whether someone can afford a mortgage?
The capitalist eco-warrior
Should companies have a purpose beyond profit?
We don’t forgive easily
If we feel betrayed, we rarely go back or give you a second chance.
Educating the masses
The age for financial literacy is getting younger and younger.
Weathering the storm: how savings providers can utilise tech to support their customers through the cost of living crisis
Putting in place the transformational changes needed to keep up with customer needs and expectations.
Gently, firmly… urgently
The future is here. And it’s on fire. Here’s what I want you to do about it.
Three tips for navigating global payments as you expand internationally
Branching into new markets brings serious challenges when it comes to managing payments on a global scale.
High-performing teams and trust via vulnerability
Trust is earned and not built overnight. It’s a slow process but a few key actions can speed it up.
Four trends impacting bill payments: how to reduce risk while making them work for you
Serving your customers respectfully and effectively is especially important in times of economic uncertainty.
From eID wallets to soulbound tokens: future-proofing digital identity
The next five to seven years will usher in a completely new era of digital IDs.
Changpeng Zhao, FTX and ‘cryptogeddon’
The FTX debacle will see the Wild West of crypto’s emergent years replaced by control and discipline.
Q&A: How Diligent is helping companies transition to a modern back office
FinTech Futures chats with Diligent’s Lisa Edwards about the firm’s GRC and ESG solutions.
The enemy of ‘good’ is ‘better’
The minute you become aware of ‘better’ being possible, ‘good’ is no longer good enough.
Q&A with Griffin: “We’ve built a purpose-built bank just for fintechs”
FinTech Futures speaks with Griffin’s CCO Adam Moulson about the company’s growth.