The rise of carbon-centric super apps
Looking to the future, increasing climate change could see the emergence of carbon-centric super apps.
Industry Comment
In your own time
If you think you can dictate timings for the business you are in, think again.
What is the next stage of open banking and how do we get there?
While many people speculate on the future of open banking, let’s look at where the industry is going next.
Bridging the gap between banking and digital accessibility
In a digital by default world, banks need to be champions of ensuring everyone has access to financial services.
Inequality, climate change and economic recovery: how can Africa overcome this triple threat?
Banks should look to make commitments around sustainable finance to drive much-needed change.
Q&A: ServiceNow on how banks can stay competitive through digital transformation
Helping banks to evolve dramatically, quickly, and with flexibility and resiliency built in.
The heat is on for banks to cool the planet
Banking has a bigger role to play in climate change than many of us realise.
What happens next?
The deal is: you can moan and rant and vent as much as you want. Provided you do something next.
The right way to build a fintech
Fintech entrepreneurs need to ensure they get back-end processes right when launching their business.
Global digital payments growth in the pandemic and beyond
The pandemic compressed decades’ worth of transformation and digitisation into the space of several months.
Three roads to banking platforms
Banks must move quickly – the first mover is best positioned to win in a business where the winner takes all.
Legacy systems in banking: the major barrier for digital transformation
Modernisation of the core banking system is exactly where the transformation journey begins.
Thinking net-zero
Every bank, fintech, and financial institution should now be looking to prioritise ESG and net-zero initiatives.
Impostor syndrome lite
The world is not divided between those with self-doubt and self-assurance. But if it was, I would pick the doubters any day.
Financial advice and social media: what does it mean for the future of fintech?
It is up to financial services companies to help identify trusted resources for financial advice.
Is customer experience at the centre of your digital transformation strategy?
To compete with fintechs, it’s best for banks to start with the customer experience and work backward.
A revolution in the making: how digital transformation is changing P2P payments
The pandemic has accelerated P2P payment developments which are shaping customer experience in new ways.
Open banking’s failure
The impact of open banking is on the scale of the industrial revolution. It just needs time to fully play out.
The power of CX: Helping banks redefine their role in society
Evlovers place consumers at the heart of their approach, above profits.
Making the numbers dance
Numbers are always true. But they don’t always mean what you say they do.
How blockchain and cryptocurrencies can deliver financial inclusion for Africans
The uptake of blockchain and crypto has been growing in Africa, driven by the economic climate on the continent.
Can super apps save the day for SMEs and their banks?
Digitisation needs to be at the heart of the next wave of SME banking services.
Biometric bias in the transgender and non-binary community
Organisations have a responsibility to recognise bias in their technologies and work to adapt models.
Aligning the finance industry with the Greta good
Let’s dive deeper into what the finance industry can do to help tackle climate change.
Privilege makes for bad leadership
Here’s a fun fact for you: no matter who you are, most of the world is not like you.
Reimagining business models for a post-COVID banking future
Banking was already in the throes of change when the pandemic hit, but how does the industry recover?
The fintech SPAC boom: could London be next?
The FCA has made changes to promote investor protection and make SPAC deals more accessible in the UK.
Paving the way for the open finance revolution
There are still significant obstacles hindering widespread open banking implementation.
How Danske Bank had to change to support start-ups
A look at how Danske Bank changed how they did business to support start-ups.
Banking for mental health
For traditional banks, there is clearly more that can be done to help those suffering from mental health issues.
Incumbents vs fintechs: harnessing the power of digital technology
Digital technology is driving change in every major industry in our economy, and especially in finance.
Does the fintech industry have a drinking problem?
To create an inclusive workplace, you should cater to the needs of all employees.
Live now, pay later
I’d love to see the excitement caused by BNPL stretch to areas where lending is desperately needed.
The top three community banking trends for 2022
These are the top trends in community banking that leaders should look out for in 2022.
What it takes to fight financial crime with AI
AI can play a strong part in combating fraud, but firms need to have the right groundwork in place.
BNPL: The now and the later
How can the BNPL industry do more to protect consumers and help the world we live in?
The law of unintended consequences
I’ve been spending a lot of time thinking about programmable money. And this stuff scares me.
Collaboration and the reinvention of banking and financial services
Banks and FIs should look to enable innovation through collaboration with the larger financial ecosystem.
Why PostgreSQL meets fintech database demands
How to get the best out of your database and to ensure your PostgreSQL deployment is stable, secure, and performant.
The importance of democratising online trading
The growing number of new traders is a reminder that online trading cannot remain exclusive to an elite group.
