The open future is here: now comes the hard part
The arrival of open banking will (eventually) prompt entirely new services.
Analysis
Open banking: what you need to know
The landscape for financial services is changing, and the jury is still out on how the endgame is going to play out.
How are traditional market players responding to cryptocurrencies?
2017 will probably be noted for two things – Donald Trump took office and the world took notice of cryptocurrencies.
How can insurtech ramp up your firm’s digital renaissance?
Explore the crucial elements of an effective digital strategy.
Three steps to improving customer engagement with AI
What does 2018 have in store for AI, and how can companies get the most out of it?
Immigration in the banking technology industry: a positive story
The banking technology sector suffers from skills shortages and relies heavily on foreign nationals.
Fintech: the hottest industry in Switzerland
Marc Bernegger, Swiss entrepreneur, talks about fintech and the changes it is bringing to the finance industry.
Blockchain – not for payments?
Blockchain still has the subject of heated discussion and massive investments of time and money.
We were kings when fees went to zero
Spirios Margaris discusses the troubling future of zero fee financial services.
Working together: how partnerships are paving the way for insurtech
A chat with Jennyfer Yeung-Williams, head of UK and European partner engagement at MunichRe Digital Partners.
Top six trends in payments
What trends will be impacting the payments industry this year?
Interview: Dmitry Leus, Imperium Investments – how to protect money?
Reading smart books and applying other successful investment strategies will not lead to success.
Close to you – how white-label partnerships will continue to evolve
They have deepened and broadened, now covering more services than have been traditionally associated with the term.
Four regtech trends of 2017
Cast your mind back to 2017. Did the trends predicted shake the industry as much as we thought?
Is the insurance industry ready for autonomous cars?
Driverless cars; opportunity for the insurance sector or a challenge that could lead to its downfall?
Interview: Sidd Gandhi, KyePot – dreams and savings schemes
Co-founder and CEO shares his plans for India’s chit fund (savings scheme) industry.
Turkey: the next cashless society
Turkey is perfectly placed to become the world’s next cashless society – a true digital payment powerhouse.
“Teach STEM from an early age” for equality in fintech
How to tackle inequality and promote women in fintech.
Staying ahead of the competition
InsurTech Bytes, the specialist InsurTech podcast series, speak with Allianz about their business strategy.
You may soon be able to bid with Bitcoin on eBay
The digital currency is making a surprising entrance into the mainstream financial world.
How wearables will change everything
The next wave of technological transformation will be driven by the rise of wearable technology.
The key to unlocking potential from regtech: change the way you think
It’s time to think out of the box when it comes to regtech.
When it comes to regtech, going it alone isn’t an option
Collaboration is the name of the game for regtechs trying to get ahead, according to Chris O’Driscoll of PA Consulting.
AI is on!
Implementation of first uses cases around real-time contextual added-value banking notifications and offers to make their appearance in 2018.
Interview: Pranshu Maheshwari, SimpleMoney – on track for investment tracking
SimpleMoney’s co-founder explains the problem he’s out to solve and why he isn’t in the robo-advisory game.
Don’t fear the rise of the robots
With wildly conflicting views from experts on the topic, and given that most of us had our first interaction with artificial intelligence whilst watching The Terminator, it isn’t hugely surprising that there is a fear of the rise of the robots.
“Don’t Fear the InsurTech Start-ups, Fear Other Incumbents”
In 2027, how will the insurance industry have changed?
SEPA – are we there yet?
The payments industry was dragged kicking and screaming into the single euro payments area (SEPA), but on 28 January 2018, the initiative will celebrate its tenth anniversary. No doubt former doubters will sing its praises.
Women in FinTech: Lead the digital revolution and know your tech
How can women breaking into the FinTech and InsurTech industry get ahead?
Payments: contactless charitable cases
Charities large and small are waking up to the need to embrace contactless payments. Banking Technology looks at the drivers, challenges and opportunities.
A look back at 2017 and ringing in a new year for the payments industry
2017 has been another eventful year for the payments industry. From celebrities like 50 Cent getting involved (more on this later) to businesses neglecting the needs of pretty much every generation bar millennials, there hasn’t been a dull moment.
Virtual branching: how disruptive innovations are changing financial services
The ability to blend artificial intelligence (AI) and human interaction should resonate strongly with financial service organisations due to their need to be highly targeted and responsive. When you provide the right service to a consumer at the right time, you can affect their behaviour and give them the push needed to complete the purchase.
Are contact centre agents the new face of consumer banking?
The desertification of local banking is shifting the burden of live consumer interaction to contact centres. The question is: are your agents ready to become customer-facing bankers?
Son of a nutcracker: credit union leadership lessons from Buddy the Elf
Walk with me through the seven levels of the Candy Cane forest, through the sea of swirly-twirly gum drops.
Online security and user experience: finding the balance
Recent hacks and data breaches have shown that cybercriminals are tenacious, smart and well resourced.
Bitcoin is useless
The recent surge in its price is good news for investors, but perhaps a death sentence for its functional value.
Fintech trends 2017: blockchain, big data… what’s next?
2017 ends with the Bitcoin having surpassed the $19,000 mark. Could this perhaps be a taste of our future?
Regulatory reporting automation: mid-size banks face increased regulatory scrutiny
As regulations evolve globally, data has become both an essential currency and a pain point for financial institutions.
Using artificial intelligence to keep criminal funds out of the financial system
Are you suspicious? This is a key question at the heart of efforts to tackle money laundering: if you work for a bank or other financial institution and have suspicions money laundering is happening, you have a legal duty to speak up.
PSD2: regulation as a catalyst for innovation
PSD2 comes into force on 13 January 2018. It aims to open up the European payments market to greater competition and transparency, but its effect will be more far-reaching, acting as a catalyst for innovation not just in payments, but in the wider financial services market.
