The enemy within
The world is not being eaten. It’s your margin that’s being devoured. And there’s no-one to blame but yourself.
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Digital transformations: is there a glitch in the matrix?
Complex organisational structures can greatly impact the delivery of digital transformation projects.
Why is Apple taking a bite out of banking?
For Apple, maybe banking is just another brick in the wall, not the wall itself.
A radical logical conclusion
If you want to be rescued by the government, then you need to be operating as a public service utility.
Banking on data
As a coder, I always thought that software was key, but I soon realised the value was really in the data.
How digital payments are changing the world
In both sociological and economic terms, the rapid switch to digital payments is fascinating.
Memo to self
Having choices is of no value whatsoever unless you make choices.
The future of work is a story of data and empathy
The future is not about using technology to displace humans, but leveraging technology to be more human.
Banking super-apps, marketplaces, ecosystems and platforms
You should always have a clear understanding of exactly what you’re building before you get started.
How long is a week?
A week is exactly as long as your own goodwill towards your colleagues and theirs back to you.
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