How Europe’s PSPs are bracing for SEPA instant payments
The European Parliament approved final implementation deadlines for SEPA instant payments on 7 November.
The European Parliament approved final implementation deadlines for SEPA instant payments on 7 November.
Not every problem is a nail that needs a hammer when it comes to AI.
The people who need fair credit products the most may not have access. That’s economic unfairness.
Generative AI is currently in the ‘experimental phase’ in the financial services industry.
As we continue to layer AI technology into our day-to-day lives, the risks continue to multiply.
The journey for VeryPay is not just about facilitating transactions; it’s a profound movement towards reshaping and enriching lives.
2024 is set to be a year of innovation and change for the European payments landscape.
Companies such as HeavyFinance in Lithuania are combining fintech with sustainable agricultural practices.
The only way to support people who need money is to give them fair, affordable and speedy access to it.
The role of UX is to be the voice of the customer in the journey of transformation and solution discovery.
Incumbent core banking vendors have become the very thing they have been selling banks to replace.
An organisation that lives by its values is worth more than gold.
Payments innovation and the regulation of AI were hot topics of discussion at this year’s Fintech Talents Festival.
Consolidation and M&As can create an environment where dynamic regional banking ecosystems can flourish.
Hosted at The Brewery, London, the festival has this year attracted over 2,000 delegates and 400 speakers.
FinTech Futures speaks with the founders of 3AI to discuss how AI technology can transform investing strategies.
Having regulators test AI before release will ensure a much better understanding of its capabilities.
The mindset of today’s investors and the importance of maintaining a competitive edge.
If eight balls are being thrown at you where you were meant to get just one, some may get through that shouldn’t.
Incorporating a customer lens in your digital transformation can boost both revenue and employee satisfaction.
Swapping out payments technology or core banking at a large firm is “almost like heart surgery”.
Aligning team and employee incentives to the strategic goals of the transformation is crucial to its success.
Composable architecture creates real flexibility for banks looking to make changes to their cores.
Mainframes are alive and well. But everyone knows they will have to eventually move off them.
As regulatory sands shift, businesses should be confident moving towards open banking.
Paze MD James Anderson chats with FinTech Futures about the fintech’s upcoming product launch.
The amount of dark data being collected by firms is increasing, and its overall environmental impact is massive.
You don’t always get good options. But there are always options. So show up and make the choices.
Fintech needs to evolve to drive a new era of tech-driven sustainable investing in line with changing societal values.
Dr Henry Balani of Encompass Corporation discusses the impact of the review on the UK banking system.
Let’s be realistic. “Digital” banking alone is not going to kill off “legacy” or incumbent banks anytime soon.
For people in the money business, we are not very good at talking about money.
The challenge lies not only in presenting ESG data, but doing so in a manner that resonates, educates, and inspires.
The right decisioning platform that is all-encompassing is key to long-term success, growth, and profitability.
As ESG transitions towards a matter of law and compliance, a lack of focus could have very serious consequences.
Can banks stop their self-destructive tendencies and escape the race to the bottom?
Don’t burn yourself out with work. This is a marathon, not a sprint. Don’t forget to look after yourself.
If you have the power of the pen but you choose to look the other way, then what hope do the rest of the people have?
Perhaps it’s time to move on from digital transformation and welcome the new era of “organisational evolution”.
For banks, core replacement is not the only game in town, with core modernisation being a far less risky option.