UK’s Intelligent Lending plots expansion with TotallyMoney acquisition
Intelligent Lending has acquired UK-based credit reporting and personal finance app TotallyMoney for an undisclosed sum, with the Manchester-based group now eyeing “growth opportunities” across several international markets.

TotallyMoney has been sold to Intelligent Lending
TotallyMoney has operated a free finance app since 2006 that uses open banking to provide financial insights and product recommendations tailored to a personalised credit report.
The fintech, which is backed by the likes of Elliott Advisors, Scottish Equity Partners and Silicon Valley Bank, will sit alongside personal finance provider Ocean Finance and credit score app CredAbility in Intelligent Lending’s portfolio.
Founded in 1991, Ocean’s product suite includes credit cards, loans and motor finance, while similar to TotallyMoney, CredAbility’s Equifax-powered app offers weekly credit reports and product recommendations with access to more than 60 different lenders.
This latest acquisition will see the group grow to a total of 250 staff serving around seven million customers, who will benefit from “shared expertise in data, technology, lending, and financial advice”, Intelligent Lending states.
In a LinkedIn post, TotallyMoney CEO Alastair Douglas says the sale provides “more scale, expertise and international expansion opportunities” for the company.
Similarly, Intelligent Lending, in its statement, expressed that the purchase comes ahead of the group’s “international expansion plans”, which it confirms “will commence next year”.
Although currently maintaining offices in the UK, Cyprus and Italy, the group has not disclosed its primary landing target for this expansion, but states that “several countries” have been pinpointed as “growth opportunities”.