Tandem Bank partners Sikoia to streamline income verification processes
UK challenger Tandem Bank has partnered with London-based Software-as-a-Service (SaaS) fintech Sikoia to streamline income verification processes for faster mortgage decision-making.

Tandem teams up with Sikoia
The digital bank, specialising in green finance initiatives, has tapped Sikoia for its AI-driven Income and Employer Verification solution. Sikoia says the bank will utilise its tech to “automate key aspects of income verification and document handling processes”.
Integrated via API, the offering extracts and verifies data from payslips, bank statements, and tax returns, enabling customer application assessments in minutes.
Sikoia CEO Alexis Rog says: “This collaboration aims to eliminate administrative burdens, ensure consistent and auditable decision-making, and ultimately enhance the customer experience.”
Founded in 2021, Sikoia serves banks, brokers, and loan origination providers with its Unified Data Platform (UDP), offering a suite of tools including a KYB/KYC decision engine, AI-driven AML screening, and automated open banking and bank statement verification, among others.
In 2023, the fintech secured a $6 million seed funding round led by Boston-based VC firm MassMutual Ventures to support the company’s international expansion.