Worldline terminals now accept Apple Pay and Google Pay in Germany
Consumers can use their bank’s app to store their Mastercard and Visa credit card details on their smartphone or smartwatch. This card data is then shielded from the actual transaction by tokenisation, which provides an extra layer of security.
“With the acceptance of Apple Pay and Google Pay, Worldline is helping merchants address a broad and emerging customer base that seeks flexibility and security for their payments,” says Panagiotis Karasavvoglou, head of merchant services Germany at Worldline.
He adds: “With the increasing popularity of Apple and Android-capable devices, Worldline is making a valuable contribution to promote mobile payment usage in Germany and help make contactless payment even better.”
The wallets used by Apple Pay and Google Pay on smartphones and smartwatches use Touch ID and the token technology, whereby the credit card data provided through the wallet is neither stored directly on the device nor transmitted. Instead, a specially generated unique token acts as a security hurdle and is passed on to the payment terminal instead of the card information.
As an additional identification measure, the user only has to authenticate their identity using fingerprint or face recognition – similar to unlocking a smartphone.