Lloyds to allow photo uploads as ID for account opening
Lloyds Banking Group is to allow customers to upload images of identification documents required as part on an online account opening application, removing the need to visit a branch.
Initially the new electronic identification and verification checks, which will start to be rolled out to customers from next week, will be available to customers who want to add an additional party to an existing account. Once it has been opened up for all current account applications, the system will also be made available to all savings and credit card customers of Lloyds Bank, Halifax and Bank of Scotland by this summer.
Miguel-Ángel Rodríguez-Sola, group director for digital at Lloyds, said: “The industry wide Current Account Switch Service has already demonstrated a positive effect on switching in UK banking, and we believe this use of digital electronic identification technology can have an additional beneficial impact. Hundreds of thousands of customers will receive a smoother, speedier and more convenient experience in opening their accounts with us using the new service.
Acceptable documents for the service are passport/ID card or driving license from certain countries, covering the UK, European Union, Australia, Canada, New Zealand, South Africa and the US.